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What is covered by a Vehicle insurance policy?

Loss or damage to your vehicle due to natural disasters

Loss or harm to your Vehicle against man-made disasters

Personal accident cover

Third-party legal liability

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What are the different types of bike insurance policies?

Owning a bike is a dream come true for many, offering freedom, convenience, and a thrilling ride. However, with the joy of owning a bike comes the responsibility of protecting it. This is where bike insurance comes in. Bike insurance is a financial safeguard that protects you from unforeseen financial losses arising from accidents, theft, or damage to your bike. In India, it’s mandatory to have at least third-party liability insurance. However, to ensure comprehensive protection for your beloved two-wheeler, opting for a comprehensive policy is highly recommended.  

Comprehensive Insurance

Covers both third-party liability and damages to your own bike. Protects against theft, fire, natural calamities, and accidents. Offers additional covers like personal accident cover, engine protection, and zero depreciation.

Standalone Own Damage Cover

Covers only damages to your own bike. Can be purchased only in addition to a third-party liability cover. Protects against theft, fire, natural calamities, and accidents.  

Third party cover

Covers damages caused to a third party’s property or injury caused to a third person in case of an accident. Does not cover damages to your own bike.

Benefits of having a bike insurance

Bike insurance is more than just a legal requirement; it’s a financial safety net. It provides crucial protection for both you and your bike in case of unforeseen circumstances.

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