Loss or damage to your vehicle due to natural disasters
Loss or harm to your Vehicle against man-made disasters
Personal accident cover
Third-party legal liability
No claim bonus
Owning a bike is a dream come true for many, offering freedom, convenience, and a thrilling ride. However, with the joy of owning a bike comes the responsibility of protecting it. This is where bike insurance comes in. Bike insurance is a financial safeguard that protects you from unforeseen financial losses arising from accidents, theft, or damage to your bike. In India, it’s mandatory to have at least third-party liability insurance. However, to ensure comprehensive protection for your beloved two-wheeler, opting for a comprehensive policy is highly recommended. Â
Covers both third-party liability and damages to your own bike. Protects against theft, fire, natural calamities, and accidents. Offers additional covers like personal accident cover, engine protection, and zero depreciation.
Covers only damages to your own bike. Can be purchased only in addition to a third-party liability cover. Protects against theft, fire, natural calamities, and accidents. Â
Covers damages caused to a third party’s property or injury caused to a third person in case of an accident. Does not cover damages to your own bike.
Bike insurance is more than just a legal requirement; it’s a financial safety net. It provides crucial protection for both you and your bike in case of unforeseen circumstances.
 Covers repair costs or replacement value in case of accidents, theft, or damage.
Mandatory to have valid insurance for riding a bike in India.
 Provides security against financial losses arising from unforeseen events.
Options to personalize your policy with covers like personal accident and engine protection.
 Discounts on renewal premium for claim-free years (replaced No Claim Bonus).
Cashless repair facilities at network garages offered by many insurers.
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